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Shared expenses, sorted

Split bills,
not friendships.

Add who paid. Splitrail works out who owes whom and settles the group in the fewest payments.

Launching soon on iPhone, iPad and Android.

TripsFlatmates DinnersBudgets
Splitrail Expenses screenSplitrail Balances screenSplitrail Insights screenSplitrail Invite screenSplitrail Reports screenSplitrail Activity screen
You are owed+₹7,358
Rahul paid Aarav₹3,000
For every shared cost

One app for trips, flats and nights out

Make a group for anything people pay for together, and keep it for as long as you need.

Trips

Villas, scooters and seafood, in any currency, even offline.

Flatmates

Rent, bills and groceries that never stop. Settle up monthly.

Dinners

One person pays, everyone sees their share before the cab arrives.

Budgets

Set a limit for the group and watch what's left as you spend.

How it works

From receipt to settled in three steps

Create a group

Name it, pick the currency and add the people sharing costs. Invite them with a code.

Add expenses

Amount, what it was for, who paid and how to split it. Attach the receipt if you like.

Settle up

Balances update instantly. Record payments as money changes hands.

Try it here

See who owes whom

Change the amounts or who paid. Everything is split equally, just like a new expense in the app.

Goa weekend

Example group. Nothing here is saved.

Balances

Green gets money back, red owes.

Settle up

The fewest payments that square everyone.

Features

Everything a group needs, nothing it doesn't

Fewest payments

Debts are simplified automatically, so the group settles with as few transfers as possible.

Insights

Spending by category, by day and by person, with totals and per-person averages.

Budgets

Set a limit for a trip or a month and see what's left at a glance.

Any currency

Log expenses in the currency you paid in; Splitrail converts them for the group.

PDF, Excel and CSV

Preview and share a polished summary, a spreadsheet with charts, or plain CSV.

Invite with a code

Friends join in seconds. People without the app can still be part of the group.

Live updates

Get a notification when someone adds an expense or records a payment.

Full history

Every expense, edit and payment is kept in the activity timeline.

Works offline

Add expenses on a mountain or a plane; they sync when you reconnect.

Splitrail on iPad: groups list beside the Balances tab

On iPad, your groups sit beside the open group.

Privacy

Your money talk stays in the group

No ads, ever

Splitrail is free and carries no advertising.

Only your group sees it

Expenses are visible to the members you invite, and nobody else.

Delete any time

Remove your account in the app or from the web.

FAQ

Questions, answered

Is Splitrail free?

Yes. Splitrail is free, with no ads and no in-app purchases.

Do my friends need the app?

No. Add anyone as a participant by name. They can join later with an invite code and see the same group on their own phone.

Can we split unequally?

Yes: equally, by exact amounts, by percentages or by shares. Rounding is handled to the paisa, so shares always add up to the total.

We paid in another currency. Does that work?

Yes. Pick the currency when you add an expense. Splitrail suggests today's rate and converts it into the group's currency; you can type your own rate.

Does it work offline?

Yes. Add expenses with no signal; they sync when you're back online.

How does Splitrail minimise payments?

It nets everyone's balance and then matches the largest debts with the largest credits, so a group usually settles in one payment fewer than there are people, often less.

More in Help & support.

Start your first group

Free on iPhone, iPad and Android. No ads, no account needed for your friends.

Launching soon on iPhone, iPad and Android.